Website Disclaimer
The Associated Management Group website on the internet is limited to the
dissemination of generic information pertaining to its advisory services,
together with access to investment related information and links. The
publication of the Associated Management Group website on the internet
should not be construed by any consumer or prospective client as a
solicitation to effect transactions in securities or the rendering of
personalized investment advice for compensation, over the internet.
Associated Management Group does not make any representation or warranties
as to the accuracy, timeliness, suitability, completeness or relevance of
any information prepared by any unaffiliated third party whether linked to
the Associated Management Group web site or incorporated herein. All such
information is provided solely for convenience purposes only and all users
thereof should be guided accordingly.
Past performance may not be indicative of future results. Therefore, no
current or prospective client should assume that future performance of any
specific investment or strategy (including those recommended by the
Associated Management Group) or product made reference to directly or
indirectly by Associated Management Group in its web site, or indirectly via
a link to an unaffiliated third party web site, will be profitable or equal
the corresponding indicated performance level(s). Different types of
investments involve varying degrees of risk, and there can be no assurance
that any specific investment will either be suitable or profitable for a
client or prospective client's investment portfolio. Historical performance
results, investment indices and/or categories generally do not reflect the
deduction of transaction fees, the deduction of an investment management
fee, nor the impact of taxes, the incurrence of which have the effect of
decreasing historical performance results.
Certain portions of the Associated Management Group web site may contain
discussion of and/or provide access to Associated Management Group (and
those of other investment and non-investment professionals) positions and/or
recommendations as of a specific prior date. Due to various factors,
including changing market conditions, such discussion may no longer be
reflective of current position(s) and recommendations. Moreover, no client
or prospective client should assume that any such discussion serves as
receipt of, or a substitute for, personal advice from Associated Management
Group or from any other investment professional. Associated Management Group
is not an attorney, and no portion of the web site content should be
interpreted as legal advice.
To the extent that any client or prospective client utilizes any economic
calculator or similar device contained with in or linked to the Associated
Management Group web site, the client or prospective client acknowledges and
understands that the information resulting from the use of any such
calculator/device, is not, and should not be construed in any manner
whatsoever, as the receipt of, or substitute for, personalized individual
advice from the Associated Management Group or from an other investment
professional.
Each client or prospective client agrees, as a condition precedent to his
access to the Associated Management Group website, to release and hold
harmless Associated Management Group, its officers, directory, owners and
employees from any and all adverse consequences resulting from and of his
actions and/or omissions which are independent of his receipt of
personalized individual advice from the Associated Management Group.
PRIVACY POLICY
Associated Management Group, an independent financial planning, investment
advisory and financial services firm, is committed to safeguarding the
confidential information of its clients. We hold all personal information
provided to our firm in the strictest confidence. These records include all
personal information that we collect from you in connection with any of the
services provided by the Associated Management Group. We have never
disclosed information to nonaffiliated third parties, except as permitted by
law, and do not anticipate doing so in the future. If we were to anticipate
such a change in our firm policy, we would be prohibited under the law from
doing so without advising you first. As you know, we use financial
information that you provide to us to help you meet your personal financial
goals while guarding against any real or perceived infringements of your
rights of privacy. Our policy with respect to personal information about
you is listed below.
We limit employee and agent access to information only to those who have a
business or professional reason for knowing, and only to nonaffiliated
parties as permitted by law. (For example, certain governmental regulations
permit us to share a limited amount of information about you with a
brokerage firm in order to execute securities transactions on your behalf,
or so that our firm can discuss your financial situation with your
accountant or lawyer.)
We maintain a secure office and computer environment to ensure that your
information is not placed at unreasonable risk.
The categories of nonpublic personal information that we collect from a
client depend upon the scope of the client engagement. It will include
information about your personal finances, information about your health to
the extent that it is needed for the planning process, information about
transactions between you and third parties, and information from consumer
reporting agencies.
For unaffiliated third parties that require access to your personal
information, including financial service companies, consultants, and
auditors, we also require strict confidentiality in our agreements with them
and expect them to keep this information private.
We do not provide your personally identifiable information to mailing list
vendors or solicitors for any purpose.